房贷
贷款、储蓄、投资和理财规划计算器,采用标准分期偿还数学模型、透明的假设条件和公认的行业惯例。
房贷计算器
使用标准分期偿还公式计算房贷月供、总利息支出和贷款金额,并附28/36购房负担能力法则说明。
Amortization Calculator
See how a loan amortizes: monthly payment, first-year interest vs principal split, halfway balance and total interest using the standard formula.
Mortgage Affordability Calculator
Estimate how much house you could afford using the 28/36 rule: maximum home price, loan amount and monthly payment from income and debts.
Refinance Calculator
Compare your current mortgage payment with a refinanced rate: monthly savings, lifetime savings after closing costs, and the breakeven month.
USA Mortgage Calculator
Estimate a US monthly mortgage payment, loan principal and total interest with standard amortization. Covers 30-year fixed loans, PMI and closing costs.
UK Mortgage Calculator
Estimate a UK monthly mortgage payment, loan amount and total interest. Covers 2- and 5-year fixed deals, the SVR revert rate, deposits and Stamp Duty (SDLT).
South Africa Bond Calculator
Estimate a South African home loan (bond) repayment, loan amount and total interest. Covers the prime lending rate, deposits, transfer duty and bond costs.
Australia Mortgage Calculator
Estimate an Australian home loan repayment, loan amount and total interest. Covers variable rates, offset accounts, the RBA cash rate, LMI and stamp duty.
Canada Mortgage Calculator
Estimate a Canadian mortgage payment, loan amount and total interest. Covers 5-year terms, 25-year amortization, the stress test, CMHC insurance and LTT.
India Home Loan Calculator
Estimate a home loan EMI, loan amount and total interest in India. Covers repo-linked lending rates (RLLR), LTV limits, down payment and state stamp duty.
Germany Mortgage Calculator
Estimate a German mortgage (Baufinanzierung) payment, loan and total interest. Covers Sollzinsbindung, Tilgung, Restschuld and Grunderwerbsteuer.
China Mortgage Calculator
Estimate a Chinese mortgage payment, loan amount and total interest. Covers the 5-year LPR benchmark, city-tier down payment rules and deed tax.