Retirement
Loan, savings, investing and planning calculators using standard amortization mathematics, transparent assumptions and cited conventions.
Retirement Calculator
Estimate your retirement nest egg using compound growth and the Bengen 4% safe-withdrawal rule. See projected monthly income in today's dollars.
FIRE Calculator
Calculate your FIRE number (25× annual expenses), progress toward it, and estimated years to financial independence at your savings rate.
Annuity Calculator
Calculate the future value of a series of fixed monthly contributions growing at a set rate of return — an ordinary annuity accumulation calculation.
Annuity Payout Calculator
Calculate the level monthly payout a lump sum can support over a set number of years, fully exhausting the principal by the end of the period.
Retirement Withdrawal Calculator
See how many years a retirement balance lasts under an inflation-adjusted annual withdrawal, a given investment return, and inflation rate.
Pension Calculator
Estimate an annual defined-benefit pension payout from final salary, years of service and the plan's accrual rate — a standard pension formula.
Present Value of Annuity Calculator
Calculate the present value of a stream of monthly payments at a discount rate: PV = PMT × [1 − (1+r)^−n] ÷ r, with total payments and the discount.
Retirement Income Calculator
Estimate annual and monthly retirement income from a savings balance at a chosen withdrawal rate, such as the 4% convention, plus other income sources.