Loans
Loan, savings, investing and planning calculators using standard amortization mathematics, transparent assumptions and cited conventions.
Credit Card Payoff Calculator
Find out how many months to pay off a credit card balance and how much interest you'll pay. Identifies the debt trap when payment is too low.
Loan Calculator
Calculate the monthly payment, total paid, and total interest for any amortizing loan. Enter amount, annual rate, and term in months.
Car Loan Calculator
Calculate your monthly car loan payment from vehicle price, down payment, trade-in, rate and term. See total interest using standard amortization.
Debt Payoff Calculator
Calculate how many months it takes to pay off a debt at a fixed payment, and how much time and interest an extra monthly payment could save.
Personal Loan Calculator
Calculate your personal loan monthly payment, total interest and the effect of an origination fee on the amount you actually receive.
EMI Calculator
Calculate your loan EMI (equated monthly installment) from principal, interest rate and tenure. See total interest and total repayment instantly.
APR Calculator
Calculate the annual percentage rate (APR) of a loan by folding upfront fees into the interest rate, so you can compare the true cost of loan offers.
Debt-to-Income (DTI) Calculator
Calculate your front-end and back-end debt-to-income ratios using the widely used 28/36 lending convention, and see how lenders classify each range.
Business Loan Calculator
Calculate your business loan's monthly payment, total interest, origination fee and total cost using standard amortization mathematics.
Student Loan Calculator
Calculate your student loan monthly payment, payoff time and total interest, and see how extra payments shorten the payoff period.
Debt Consolidation Calculator
Compare your current debt payoff against a consolidation loan to see the new payment, total interest, and how much interest a consolidation could save.
Debt Snowball Calculator
Simulate the debt snowball method month by month: pay minimums on every debt, then attack the smallest balance first, until all debts are paid off.
Debt Avalanche Calculator
Simulate the debt avalanche method month by month: pay minimums on every debt, then attack the highest-APR balance first to minimize total interest.
Credit Card Interest Calculator
Calculate the monthly and annual interest charged on a credit card balance from its APR, plus the equivalent daily periodic rate.
Credit Card Minimum Payment Calculator
See how long it takes to pay off a credit card balance making only the minimum payment, and the total interest that minimum-payment schedule costs.
Credit Utilization Calculator
Calculate your overall credit utilization ratio across all cards and see how it compares to the thresholds commonly cited in credit scoring guidance.
Loan Comparison Calculator
Compare two loan offers side by side — payment, total cost including fees, and which one is cheaper overall for the same loan amount.
Balance Transfer Calculator
Calculate whether a 0% balance transfer saves money after the transfer fee: interest avoided, net savings, and how long payoff takes at your payment.
Remaining Loan Balance Calculator
Calculate how much you still owe on a loan after any number of payments, plus principal paid so far, percent repaid, and the monthly payment.
Finance Charge Calculator
Calculate a billing cycle's finance charge using the average daily balance method: balance × daily periodic rate × days in the cycle.
Lease Calculator
Calculate a monthly lease payment from asset value, residual value, term, and APR — split into depreciation and finance charge via the money factor.
Auto Lease Calculator
Calculate a car lease payment from cap cost, down payment, residual percentage, term, and money factor — with the implied APR and total lease cost.
Car Affordability Calculator
Work backward from your monthly budget to the car price you can afford: loan amount supported by the payment, plus down payment, at your rate and term.